5 Tips to Maximize Your Dental Insurance Coverage

While it is a somewhat common fear for people, going to the dentist is one of the most important things you can do for your health and well-being. Not getting your teeth cleaned and checked up on frequently can lead to plenty of unsightly, harmful and painful symptoms or issues. Unfortunately, many Americans see a dentist much less frequently than they would like. A big reason for this is cost. Paying for dental visits out of pocket can be expensive. As a result, most people will have some type of dental insurance coverage to save them money on these important visits.  However, simply having coverage isn’t always good enough. In order to truly get the most out of your plan, you need to be sure to maximize your coverage. If you are curious about how you can go about doing … Read more

How To Increase The Affordability Of Dental Insurance?

Selecting a dental plan can be an easy task, but finding an affordable dental plan can be a difficult job. You will want a plan that can meet your dental needs and also be within your budget. To get the right health insurance, it is essential to understand what makes up a good dental plan. The best dental plans should save you money on your dental treatments. They will also allow you to cover the dental treatments of your immediate family members. Feel free to consult your dentist before purchasing a dental plan. Your dentist may have unique insights into the intricacies of different dental plans and be able to give you excellent advice. Dental Savings Plans vs. Dental Insurance Dental insurance is a product that people often carry for many many years so people often buy it. Before buying … Read more

Rethinking dental insurance

An interesting article titled “Time to rethink dental “insurance”” written by Marko Vujicic appears in the Nov. 2017 issue of JADA (vol. 147 issue 12, pp. 907–910). The article explorers some issues surrounding the Affordable Care Act (ACA) in the U.S. and it’s impact and medical insurance and dental insurance and argues that dental insurance should be combined into dental insurance. It says that the percentage of Americans lacking health insurance coverage has fallen to 9.2%, which is lower than pre-ACA levels. In addition more Americans than before now now have a personal physician, health care costs are growing at much lower rates, and amount out-of-pocket health spending is declining. The article states “Earlier predictions that the ACA would cause dramatic increases in premiums, the elimination of health insurance coverage by employers, and a slowdown in the US economy have not happened. (emphasis … Read more

Tips to Afford Quality Dental Care

I was recently alerted to a post on thesimpledollar.com talking about how to afford quality dental care. The link for this post is at http://www.thesimpledollar.com/how-to-afford-quality-dental-care/. The article is written by Chris Sirico and was last updated on June 15, 2017. The article goes into some of the costs for common dental procedures and what you can do if you don’t have insurance. The article also goes into HSAs/FSAs, dental credit cards, dental financing, dental savings plans, dental insurance, and cosmetic dentistry. The article provides a very nice chart about the average cost for various dental procedures with and without insurance. For example the average cost of removing a single wisdom tooth is $416 without insurance and has an average cost of $250 to $750 if you have insurance. As another example the average cost of a surgical tooth extraction is $401 … Read more

Practice Based Wisdom Teeth Removal Study

An interesting article titled “Recommendations for Third Molar Removal: A Practice-Based Cohort Study,” appears in the April 2014, issue of the American Journal of Public Health (Vol. 104, No. 4, pp. 728-734), by Joana Cunha-Cruz and et. al. In the article a dental practice based research network Northwest Practice-based REsearch Collaborative in Evidence-based DENTistry (PRECEDENT) is used. A total of 50 general dentists enrolled patients from May 2009 to September 2010.  In the study a total of 797 patients who had wisdom teeth (third molar) recommendations from their general dentist were used who were aged 16 to 22. However, the patients were asked to take a survey every 8 months and then a clinical visit 24 months later.  From this sample of 797 patients only 516 completed at least one follow up questionnaire. In the study the general dentists reported that … Read more