Tag Archives | dental insurance

Rethinking dental insurance

An interesting article titled “Time to rethink dental “insurance”” written by Marko Vujicic appears in the Nov. 2017 issue of JADA (vol. 147 issue 12, pp. 907–910). The article explorers some issues surrounding the Affordable Care Act (ACA) in the U.S. and it’s impact and medical insurance and dental insurance and argues that dental insurance should be combined into dental insurance. It says that the percentage of Americans lacking health insurance coverage has fallen to 9.2%, which is lower than pre-ACA levels. In addition more Americans than before now now have a personal physician, health care costs are growing at much lower rates, and amount out-of-pocket health spending is declining. The article states “Earlier predictions that the ACA would cause dramatic increases in premiums, the elimination of health insurance coverage by employers, and a slowdown in the US economy have not happened. (emphasis […]

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Tips to Afford Quality Dental Care

I was recently alerted to a post on thesimpledollar.com talking about how to afford quality dental care. The link for this post is at http://www.thesimpledollar.com/how-to-afford-quality-dental-care/. The article is written by Chris Sirico and was last updated on June 15, 2017. The article goes into some of the costs for common dental procedures and what you can do if you don’t have insurance. The article also goes into HSAs/FSAs, dental credit cards, dental financing, dental savings plans, dental insurance, and cosmetic dentistry. The article provides a very nice chart about the average cost for various dental procedures with and without insurance. For example the average cost of removing a single wisdom tooth is $416 without insurance and has an average cost of $250 to $750 if you have insurance. As another example the average cost of a surgical tooth extraction is $401 […]

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Practice Based Wisdom Teeth Removal Study

An interesting article titled “Recommendations for Third Molar Removal: A Practice-Based Cohort Study,” appears in the April 2014, issue of the American Journal of Public Health (Vol. 104, No. 4, pp. 728-734), by Joana Cunha-Cruz and et. al. In the article a dental practice based research network Northwest Practice-based REsearch Collaborative in Evidence-based DENTistry (PRECEDENT) is used. A total of 50 general dentists enrolled patients from May 2009 to September 2010.  In the study a total of 797 patients who had wisdom teeth (third molar) recommendations from their general dentist were used who were aged 16 to 22. However, the patients were asked to take a survey every 8 months and then a clinical visit 24 months later.  From this sample of 797 patients only 516 completed at least one follow up questionnaire. In the study the general dentists reported that […]

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Taking Advantage of a Discount Dental Plan For Wisdom Teeth Extraction: Aetna Dental Access

Wisdom teeth removal can be expensive for many patients. On top of this many people do not have dental insurance, with many people also not having health insurance. Even if you have both dental insurance and medical (health) insurance many of the costs associated with surgery to remove wisdom teeth will not be covered and you will be responsible for the bill. X-rays and anesthesia can also add to the cost of the surgery. The actual costs of wisdom teeth extraction surgery vary and depend on numerous different factors. I have previously discussed this over at http://www.teethremoval.com/wisdom_teeth_extraction_cost.html. In this post I talk about how an impacted wisdom tooth can cost between $100 to $878 to be removed. Some of this cost depends on the location you live in and the skills and experience of the surgeon. In addition, the cost […]

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One in Four Children Living in California Have not been to a Dentist

I found this new study called “Racial and Ethnic Disparities in Dental Care for Publicly Insured Children” to be quite discouraging which recently appeared in the July issue of the journal Health Affairs.  The study says 25% of children in the state of California (U.S.)  have never seen a dentist. It also goes on to address  disparities which exist across type of insurance coverage, ethnicity, and race. This is not good news as lack of dental care can of course cause children to have to miss school for treatment. The study looks at California kids who are age 11 and under and uses data from the 2005 California Health Interview Survey which contains over 10,000 children. So of course this is slightly dated data that was used. Some highlights on the study include African American and Latino American children with […]

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