Tag Archives | dental insurance

Tips to Afford Quality Dental Care

I was recently alerted to a post on thesimpledollar.com talking about how to afford quality dental care. The link for this post is at http://www.thesimpledollar.com/how-to-afford-quality-dental-care/. The article is written by Chris Sirico and was last updated on June 15, 2017. The article goes into some of the costs for common dental procedures and what you can do if you don’t have insurance. The article also goes into HSAs/FSAs, dental credit cards, dental financing, dental savings plans, dental insurance, and cosmetic dentistry. The article provides a very nice chart about the average cost for various dental procedures with and without insurance. For example the average cost of removing a single wisdom tooth is $416 without insurance and has an average cost of $250 to $750 if you have insurance. As another example the average cost of a surgical tooth extraction is $401 without insurance and has an average cost of $334 with insurance. The article says that if you don’t have dental insurance or have a limited budget then you can talk to the dental office staff to see if there is anything they can do to help. Dental financing or a dental savings plan may be able to help. With dental […]

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Practice Based Wisdom Teeth Removal Study

An interesting article titled “Recommendations for Third Molar Removal: A Practice-Based Cohort Study,” appears in the April 2014, issue of the American Journal of Public Health (Vol. 104, No. 4, pp. 728-734), by Joana Cunha-Cruz and et. al. In the article a dental practice based research network Northwest Practice-based REsearch Collaborative in Evidence-based DENTistry (PRECEDENT) is used. A total of 50 general dentists enrolled patients from May 2009 to September 2010.  In the study a total of 797 patients who had wisdom teeth (third molar) recommendations from their general dentist were used who were aged 16 to 22. However, the patients were asked to take a survey every 8 months and then a clinical visit 24 months later.  From this sample of 797 patients only 516 completed at least one follow up questionnaire. In the study the general dentists reported that their philosophy for wisdom teeth management fell into 3 categories: 1) in most cases, for preventive reasons (22%), 2) if they were asymptomatic but had poor eruption path or insufficient space (72%), 3) only if pathology or symptoms were present (6%). A total of 1683 wisdom teeth were recommended for extraction from 469 patients. The main reasons for recommending wisdom […]

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Taking Advantage of a Discount Dental Plan For Wisdom Teeth Extraction: Aetna Dental Access

Wisdom teeth removal can be expensive for many patients. On top of this many people do not have dental insurance, with many people also not having health insurance. Even if you have both dental insurance and medical (health) insurance many of the costs associated with surgery to remove wisdom teeth will not be covered and you will be responsible for the bill. X-rays and anesthesia can also add to the cost of the surgery. The actual costs of wisdom teeth extraction surgery vary and depend on numerous different factors. I have previously discussed this over at http://www.teethremoval.com/wisdom_teeth_extraction_cost.html. In this post I talk about how an impacted wisdom tooth can cost between $100 to $878 to be removed. Some of this cost depends on the location you live in and the skills and experience of the surgeon. In addition, the cost depends on the type of impaction you have. The cost of extraction can increase depending on the type of anesthesia you have done and if you have a cone beam CT scan performed in addition to an x-ray. For many young patients these costs can be significant. In order to reduce costs, you could attempt to research online different surgeons […]

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One in Four Children Living in California Have not been to a Dentist

I found this new study called “Racial and Ethnic Disparities in Dental Care for Publicly Insured Children” to be quite discouraging which recently appeared in the July issue of the journal Health Affairs.  The study says 25% of children in the state of California (U.S.)  have never seen a dentist. It also goes on to address  disparities which exist across type of insurance coverage, ethnicity, and race. This is not good news as lack of dental care can of course cause children to have to miss school for treatment. The study looks at California kids who are age 11 and under and uses data from the 2005 California Health Interview Survey which contains over 10,000 children. So of course this is slightly dated data that was used. Some highlights on the study include African American and Latino American children with insurance were less likely than Asian American and Caucasian children to have visited the dentist in the previous six months and since they were born. African American and Latino American in public insurance programs visited the dentist less often than Asian American and Caucasian children with the same insurance coverage. On the whole, children who had private insurance went to […]

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Metlife Dental and Dentist Cleaning

So recently I have stated in a previous post on this blog, I have finished up graduate school and now moved to a new area with a new job. My employer offers dental insurance. The dental plan turned out to be Metlife. On their website they allow you to select your type of plan either PPO or HMO (I have PPO) and you also enter in your zip code. Now I found a dentist listed as one of their preferred providers and one of my friends in the area recently went to him so I decided to give it a shot. Unfortunately I didn’t find out the specifics of how much the new dentist would charge for a cleaning and exam which turned out to be $286.00. Metlife sent me a statement in the mail saying they would cover $97 of the $286 which leaves me responsible for $189. This is somewhat unreasonable as they are only picking up 34% of the visit. You would think that having dental insurance would offer a little more benefit and incentive to go twice a year for a cleaning/exam. I had no x-rays during my visit for clarification. Now obviously I feel I […]

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