insurance

How to Find a Reliable Insurance Company that Covers Your Dental Costs?

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Health insurance companies offer a wide range of packages to customers for quality healthcare services. Going through the fine print of the insurance packages can be a huge task, which is why customers are not aware of the full packages offered by their insurance companies. Unfortunately, not all health insurance companies offer packages to save the cost of dental related issues. When considering a reliable insurance company that covers dental costs, how will customers know which company offers the best services? Some of the few hints shared below can help: The Best Insurance Company for Dental Cost Looking for a reliable health insurance company that covers dental costs may be difficult because customers seldom consider dental issues. And thus, most health insurance companies do not offer comprehensive packages for dental expenses. In selecting health insurance companies that provide dental packages, … Read more

Tips to Afford Quality Dental Care

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I was recently alerted to a post on thesimpledollar.com talking about how to afford quality dental care. The link for this post is at http://www.thesimpledollar.com/how-to-afford-quality-dental-care/. The article is written by Chris Sirico and was last updated on June 15, 2017. The article goes into some of the costs for common dental procedures and what you can do if you don’t have insurance. The article also goes into HSAs/FSAs, dental credit cards, dental financing, dental savings plans, dental insurance, and cosmetic dentistry. The article provides a very nice chart about the average cost for various dental procedures with and without insurance. For example the average cost of removing a single wisdom tooth is $416 without insurance and has an average cost of $250 to $750 if you have insurance. As another example the average cost of a surgical tooth extraction is $401 … Read more

Exploring the Alternative to Medical Injury Claims in New Hampshire

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In a post last year I dicussed briefly the early offer system in New Hampshire see The Optional Alternative to Medical Injury Claims. This is the first of the kind system in the United States that is an alternative to the traditional medical malpractice system. An article in the 2013 issue 4 of the American Journal of Law and Medicine has explored this titled “Evaluating New Hampshire’s First-In-The-Nation Early Offer Alternative to Medical Malpractice Litigation,” and written by John W. Masland. The article states “Many states have enacted medical malpractice reforms, recognizing that their tort systems result in protracted litigation, high costs, and a large number of uncompensated victims. One proposed reform, an “early offer” system, allows a medical provider to make a financial offer covering an injured patient’s economic damages, which, if the patient accepts, precludes litigation…On June 27, 2012, … Read more

Bupa Ends Covering Wisdom Teeth Extractions Deeming Them Unnecessary

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There is a lot of debate regarding removing asymptomatic third molars (wisdom teeth). Those who argue against removing asymptomatic wisdom teeth (retaining) are often accused of trying to save the insurance industry money (See for example Rogue Dentist’s Crusade), while those who argue for extracting asymptomatic wisdom teeth for preventative purposes are often accused of being interested in making more money due to the commonly used fee for service health care system. Somehow in the hoopla the patient’s health seems to take a back seat to some party making (or saving) money. Recently an article came out in London in the Times titled “Health insurer’s chief takes the knife to ‘unnecessary surgery” by Nic Fildes and Andrew Clark, March 13, 2013. The article opens by saying “Want to get your wisdom teeth extracted? Don’t ask Bupa, which is cutting back on … Read more

Should you Stay Out of the Medical Businesses

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Dr. McDougall, who I have written about before on this blog, see http://blog.teethremoval.com/how-to-protect-yourself-from-abusive-doctors/ and http://blog.teethremoval.com/food-children-and-diet, discussed in August, 2011, an article from Newsweek about the importance of avoiding some medical tests and treatments http://www.drmcdougall.com/misc/2011nl/aug/110800.htm. The Newsweek article is titled “The One Word that Can Save Your Life: No!,” by Sharon Begley, August 14, 2011. http://www.thedailybeast.com/newsweek/2011/08/14/some-medical-tests-procedures-do-more-harm-than-good.html. Dr. McDougall in response to the article says “You and your family cannot win by being familiar with doctors, drugs, and hospitals. Just like you do not want to be on a first name basis with morticians, lawyers, auto mechanics, and plumbers, you do not want a doctor as a best friend or your calendar littered with appointments to visit these professionals. An undeniable fact is that the more you see doctors, the more likely you are to be tested and treated; for better or … Read more